GUNAWAN, Subur; CHAIRINA, Artadhea Aurelia Candra; SARI, Desinta Hafina. Digital Payment Adoption and Financial Performance of MSMEs in Indonesia. Integra Business Review, Yogyakarta, ID, v. 4, n. 1, p. 136–149, 2026. DOI: 10.63208/21014-722. Disponível em: https://iacs.co.id/ibr/article/view/722. Acesso em: 19 sep. 2026.