Saputri, Siti Lintang, and Nazaruddin Al-Farisi. “Legal Analysis of Buy Now Pay Later under Positive Law and Islamic Economic Law: Riba, Gharar, and Transactional Justice”. Law and Democracy Insight, vol. 4, no. 1, June 2026, pp. 56-66, https://doi.org/10.63208/21015-522.